Proudly Serving the State of Maine
Proudly Serving the State of Maine
At Vibe Insurance Services, we are independent, local, licensed agents dedicated to providing you with the highest level of customer service and the best available options in Medicare insurance products.
Whether you are turning 65 and need advice on your Medicare options, or you are currently enrolled and want to see what else is available to you, we are here to help you navigate the often confusing and complex insurance markets to find the best solution for you.
As independent agents, we are not stuck offering just one plan from one company. We are able to work with you to determine a plan or coverage options from many different Medicare and life insurance carriers, providing you with more options that can be tailored to fit your lifestyle and healthcare needs.
Medicare is a federal program that provides health insurance for people 65 and older and/or people with certain disabilities.
Under the Medicare program, you can receive your services from any qualified health care provider in the US who accepts Medicare.
The main portions of Medicare insurance are Medicare Part A (hospital insurance) and Medicare Part B (medical insurance covering doctor visits and treatment). We can help you determine the best plan for your specific healthcare needs.
At Vibe Insurance, we can help you navigate the often confusing and ever-changing world of Medicare insurance. With multiple plan options and many carriers, everyone's needs are different and selecting the right plan can be confusing. Reach out for a complimentary consultation and let's discuss your options.
Don't see your question below? Feel free to reach out to us for additional help.
No, Medicare does not pay 100% of the cost of covered services. There are also things Medicare does not cover at all, such as prescription drugs; routine eye, dental, foot, and hearing care; long-term care; most care outside the US, and more. Many people enroll in additional plans to help cover some of these costs. VIBE Insurance can help you determine your options to get the most out of your Medicare insurance plan.
Once you are enrolled in your Medicare, you can choose to add a plan or plans from private insurance companies to help fill some of the coverage gaps and reduce your out-of-pocket costs. These plans include Medicare Supplement/Medigap plans, Prescription Drug (Medicare Part D) plans, and Medicare Advantage (Medicare Part C) plans. IMPORTANT NOTE: If you sign up for additional plans, you must continue to pay any Part A or Part B monthly premiums to avoid any loss of coverage.
Elise Ferreira
Licensed Medicare Broker
Owner & President, VIBE Insurance Services
77 Water Street, Hallowell, Maine 04347, United States
Monday - Friday: 9am - 5pm
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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